You should always budget!

Knowing how much you can spend is one thing. Knowing where your money goes is another. Our free budget calculator helps you map out your income, expenses and savings so you can get a clearer picture of what you can afford and how much you could put towards your next property. It’s free to use, with no cost or obligation.

get started

Budget Calculator

Using our simple budget calculator should help you get ahead. Lenders believe your expenses should be 40% of your income. If you are under that, you should have some extra cash for savings or extra repayments!

Budget Calculator

Income

Total combined net income per month for the household.

Expenses

Include regular costs like daycare or child support payments.
Expenses for school fees, supplies, uniforms, etc.
Monthly grocery spending (doesn't include takeaway etc).
Costs like council rates, utilities, maintenance etc.
Include health, car, home, and life insurance premiums.
Total expenses related to investment properties.
Costs associated with second homes, including insurance.
Combined monthly repayments for all liabilities.
Out-of-pocket medical costs, prescriptions, etc.
Monthly rental payments for your residence.
Haircuts, toiletries, cosmetics, etc.
Takeaway/dinner out, movies, subscriptions, hobbies, and leisure spending.
Mobile phone and home internet bills.
Fuel, registration, public transport, or car lease costs.
Miscellaneous expenses not covered above.

Your Budget Results

Get in touch

Speak to the team to find the best loan for you

Feeling the pinch?

If you feel like you are living to pay cheque to pay cheque, we get it. A simple way to build some cash is to work out what your biggest bill each month is! If you can then cancel any direct debits without penalty and set them back up on the same day your biggest bill comes out, you should have more time to build some cash and not worry about multiple direct debits each week!

Reach out for a free chat!

contact us